Sumathi Narayanan Realty - Shrewsbury MA Real Estate, Grafton MA Real Estate, Ashland MA Real Estate


Ready to submit an offer on a house? Not so fast. First, you'll want to consider a few key questions, including:

1. Can I afford to buy a house?

If you find a house you like, make sure you can afford the monthly mortgage payments. By doing so, you may be able to avoid costly, time-consuming problems down the line.

Ultimately, getting pre-approved for a mortgage can make a world of difference, particularly for a homebuyer who is ready to submit an offer on a home.

With pre-approval for a mortgage, a homebuyer will understand exactly how much money is at his or her disposal. As a result, this homebuyer can avoid the temptation to overspend on a house.

2. Should I submit a "lowball" offer?

For many homebuyers, it may seem like a good idea to submit a "lowball" offer on a house. But doing so may be problematic for a number of reasons.

If you submit a lowball proposal, a home seller is unlikely to take your bid seriously. As such, this home seller may dismiss your offer and move on to other proposals quickly.

In addition, a lowball offer may cause you to miss out on the opportunity to acquire your dream residence.

When you locate the perfect residence, there is no need to leave anything to chance. If you submit a fair proposal that meets or exceeds a home seller's expectations, you can avoid the risk of losing your dream house to a rival homebuyer.

3. How much should I offer for a residence?

We've already established that a lowball offer is rarely, if ever, a good idea. Now, you'll just need to determine what differentiates a fair proposal from a lowball one.

A fair proposal accounts for the needs of both a homebuyer and home seller. It should be based on the current state of the housing market as well as the condition of a home.

For instance, if you're operating in a buyer's market, there is likely to be a broad assortment of homes available. This means a home seller may need to lower his or her expectations due to the sheer volume of quality residences currently on the market.

Don't forget to study the prices of recently sold homes in a particular city or town too. This housing market data will help you better understand how a residence you're considering stacks up against comparable houses so you can submit an appropriate offer.

4. Do I need a real estate agent?

A real estate agent will take the guesswork out of buying a home, and for good reason. This real estate professional can help you prepare an offer and will negotiate with a home seller on your behalf. That way, you can streamline the process of going from homebuyer to homeowner.

Hire a real estate agent before you submit an offer on a house – you'll be glad you did. A real estate agent will guide you along the homebuying journey and ensure you can secure a great house at a price that fits your budget.


A relocation budget is a must-have for those who recently bought or sold a house. If you have a relocation budget at your disposal, you should have no trouble getting ready for moving day.

Ultimately, there are several factors that you need to consider to craft an effective relocation budget. These factors include:

1. Packing Supplies

Moving boxes, packing tape and other packing supplies may prove to be expensive. If you budget for these costs today, you can ensure you have the funds available to cover these expenses before moving day arrives.

Keep in mind that you may be able to pick up unwanted cardboard boxes from grocery stores, too. By doing so, you can get boxes you can use for moving day and reduce your relocation expenses.

2. Personal Belongings

Think about the personal belongings you will need to bring to your new address. That way, you can make the necessary accommodations to guarantee these items can safely make it from Point A to Point B.

If you need to hire a moving company to help you transport your personal belongings to your new home, you should shop around. This will allow you to find a moving company that offers the perfect combination of affordability and convenience.

Furthermore, if you have various belongings you no longer need, you may want to get rid of these items before you move. You can always donate unwanted items to a local charity or give them to family members or friends. Or, you can sell unwanted items online or host a yard sale.

3. Your Relocation Timeline

You may have only a limited amount of time to relocate from one address to another. If you put together a relocation timeline, you can examine the steps you will need to take to complete a successful move. Then, you can incorporate these steps into your moving plan and budget accordingly.

Of course, for those who need to relocate quickly but lack substantial moving day funds, you may want to reach out to family members and friends for assistance. Remember, your loved ones are available to help you in any way they can. If you contact family members and friends for assistance prior to moving day, you may receive lots of help with your move.

If you want an extra hand with moving day preparations and budgeting, you may want to consult with a real estate agent as well. In addition to helping you buy or sell a house, a real estate agent is happy to provide tips to ensure you can seamlessly relocate to a new address.

Oftentimes, a real estate agent can put you in touch with the top moving companies in your area. On the other hand, if you have concerns or questions leading up to a house closing, a real estate agent is ready to address them.

Want to take the guesswork out of an upcoming move? Consider the aforementioned factors, and you can budget for moving day and boost the likelihood of enjoying a successful relocation.


Home architects like to do lots of creative things with stairs and landings—and for good reason. They create lots of “oohs” and “aahs” when a prospective buyer walks into a home. Many times, it is that spectacular view that sells the home. Buyers may even overlook other missing items in the house because of the initial entryway's striking aspect. Who knows, maybe you were such a buyer. Now you have this huge landing that you have lived with for some time that seems like wasted space.

You have tried to come up with something to do with it, but nothing seems to work, or it is costly. Different ideas might work in your situation. Here’s just one:

Create a library

First, think about creating a library. Remember all those books that are in boxes because you don't have a place put them. You even thought about getting rid of them during the last move. Why not display them? Remember those spectacular scenes in the movies where characters in those expensive old home walk into a library that has floor-to-ceiling shelves filled with books and some classic pieces of art? 

That look can work on your landing. It may not be so imposing, but then again you might not have “that many” books. Expensive finished wood is the nicest, but basic black shelves give a very classy look. Go to a store that sells inexpensive furniture. They usually have basic, reasonably priced shelves that you put together that are about two to three feet wide and range from three to six feet tall. 

Get the exact measurements of the ones that you like the best and are the most affordable. Now you need to measure the length of the walls on your landing as well as how tall they are from floor to ceiling. Often, landings have varied ceiling heights to account for the stairwell. Now you can figure out how many shelves you can set side by side across each wall. Remember that if you have a corner where two shelves would meet you need to consider if you want the shelf to overlap or not. If you do not want them to overlap then you will have a hole in the corner, but don’t worry, you can cover that up with a decorative top. Now you also need to calculate what height you need. Do the fixed heights work, or can you stack one on top of another to get them as near as possible to the ceiling? 

With calculations in hand, return to your retailer and purchase the shelves. Once you buy all of the shelves, put them together and carefully stack them in place to see how they are going to fit. Adjust them until everything looks good, and you only have the corner space, or maybe you have an area where on one wall the shelves do not quite reach the corner. You are now ready to set the shelves permanently.

Since you are putting books in them, it would be best to attach them to the walls and each other. Here are the things you will need:

  • Screws that are short enough that you can connect two sides of the shelves without sticking through the laminate: Since the shelves often are particle board, 3/4-inch sheetrock screws work nicely. If your shelves are black, buy black screws. 
  • Your local hardware store usually sells strips of a laminated board that are three inches wide but varying lengths. You need to have one piece for each shelf unit that is the width of the unit. You will mount these strips flush with the top edge of the back of each shelf using sheetrock screws that are about 1.5 inches. These give you something to use to mount to the wall.
  • You will need a stud-finder if you don’t have one.
  • You will also need 2.5-inch black sheetrock screws to mount your shelves to the wall.

Once you have all the shelves together and the board installed behind the top edge, now you can set them in place and connect each shelf unit to the one on either side. Set them in place to do this. 

Once that is done not you can find the stud and put a 2.5-inch sheetrock screw through the three-inch mounting board into the stud. By doing this, your shelves are now stable and will not fall over when the books are in place.

If you do have a section that is not quite long enough, now you can use that same three-inch laminated board to fill that gap. You will need to cut the board to fit the space you need. Once all of the bottom shelves are in place, you can now stack additional shelves in those places that you need to and mount those to the wall as well. 

Finally, if you do have a visible corner open space or space between shelving units you might want to consider visiting your hardware store to buy a board the width of the shelf depth. This board can be a basic piece that you paint a high gloss black, or you could buy a beautiful piece of oak or other wood and stain it. Some DIY stores carry matching laminated shelving that you can buy that is finished on three sides that you could use to top the shelves and fill the gaps.

Now all you have to do is unpack those books and remember when you bought them, and see ones you even forgot you had. Unique storage areas add value to your home. Check with your real estate professional to see what other simple additions you can make to increase your home's value.


There is always an undeniable appeal to move into a brand new home. After all, there shouldn’t be any problems with a new construction home, right? While shiny new appliances and brand new flooring can be appealing, there are many advantages to buying an older home.


The Price


It may seem obvious, but older homes are less expensive than newer homes. You might be able to get a bit more for your money if you decide to buy an older home. 


Construction Quality


Older homes tend to have a bit better quality in their construction. Some aspects of older construction homes cannot even be reproduced with all of the technology that we have in the present day. It’s often true that “they don’t build homes like they used to.” Certain building materials of the past are actually more sturdy than the materials that are used in the present day. Older homes have stood the test of time for a reason! 


The Location Is An Established Neighborhood


If you’re not looking to move into an up and coming neighborhood, you could be better off buying an older construction home. You’ll know that a neighborhood has already been established and that people have enjoyed living in the area for years before you got there when you find an older home to purchase. In finding a neighborhood, you’ll look at the important factors like the school district, the walkability of the area and the crime rate. Older homes tend to be in more stable areas. Keep that in mind. 


Older Homes Have More Personality


Sure, you could move into a street with new construction and be happy there. Yet, if you move into an older home, you will find a lot of advantages. The landscaping may be more well-established, allowing you to find your favorite features on the outside of the home right when you move in. In a new home, it could take years to establish the same type of curb appeal that you’ll get from moving into an older home.    

 

There’s More Space In An Older Home


An older home may afford you much more yard space and overall square footage. As the world gets more and more developed, space runs short. Older homes were constructed at times when space was at a maximum. These homes were built on larger lots, giving homeowners the advantage of more space. 


While you may think that buying a new construction home is the way to go, older homes offer many different things that newer construction homes just can’t bring to the table. Broaden your search and look for older homes, you could be very surprised!   



If a seller rejects your offer to purchase his or her house, there is no need to panic. At this point, there are many things you can do, including:

1. Craft a New Offer to Purchase

If at first you don't succeed, try again. Remember, if you find your dream house but your initial offer to purchase is rejected, you can always create a new homebuying proposal. And if you submit a new offer to purchase that falls in line with a seller's expectations, you may receive an instant "Yes."

For those who decide to submit a new offer to purchase a residence, it is important to avoid making the same mistake twice. Thus, you should analyze the home you want to purchase, along with the current housing sector. Because if you use a variety of real estate market data, you could submit a competitive offer to purchase your dream house.

2. Reenter the Housing Market

A seller may reject your offer to purchase his or her house, and as such, you may need to continue your home search. Fortunately, quality residences are available in cities and towns nationwide, which means there are lots of great houses at your disposal.

Of course, you may want to put together a homebuying budget, too. If you have a homebuying budget in hand, you can search for houses that match your price range.

To craft a homebuying budget, you should meet with banks and credit unions. These financial institutions can offer home financing insights and help you get pre-approved for a mortgage. And once you have a mortgage, you will know exactly how much you can spend to acquire your ideal house.

3. Consult with a Real Estate Agent

A real estate agent is happy to help you determine the best course of action after a seller rejects your offer to purchase. In fact, he or she will do everything possible to help you streamline the homebuying journey.

Typically, a real estate agent will learn about you and your homebuying goals. He or she then will create a homebuying plan designed to help you achieve your desired results. Next, you and a real estate agent will work together to transform your homebuying vision into a reality. And as you navigate the homebuying journey, a real estate agent will provide comprehensive housing market insights you may struggle to obtain elsewhere.

Let's not forget about the assistance a real estate agent will provide as you get ready to submit an offer to purchase a house, either. A real estate agent will help you craft a competitive offer to purchase any home, at any time. Best of all, if your homebuying proposal is accepted, a real estate agent will help you finalize your house purchase as quickly as possible.

Clearly, there are many things you can do if your offer to purchase your ideal house is rejected. If you start planning ahead for the homebuying journey, you could boost the likelihood of enjoying a seamless property buying experience.




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